Guide to Life in the TRNC: Costs, Job Opportunities, and Social Life in Cyprus

Life and Dynamics in Cyprus

• Cyprus is one of the most livable regions of the Mediterranean, with its warm climate, seaside towns, and historical texture. The long coastline, low crime rates, and economical cost of living make it an attractive option, especially for investors, retirees, and students.

• The capital of the Turkish Republic of Northern Cyprus (TRNC) is Nicosia and the country is divided into a total of 6 districts:

  
  

  1. Nicosia (Capital of TRNC)

  2. Kyrenia (Tourism and entertainment center)

  3. Famagusta (Famous for its historical structures and universities)

  4. Morphou (Known for its agriculture and natural beauty)

  5. Iskele (Seaside and holiday area)

  6. Lefke (A peaceful life intertwined with nature) 

  
  

• Most of the year in Cyprus is sunny. In summer, temperatures range between 35-40°C, while in winter, they hover around 10-15°C. Thanks to its mild climate, outdoor activities can be enjoyed throughout the year.

• The official language is Turkish, but English is also widely spoken in tourist areas and university settings. Tax advantages and low living costs create a great opportunity for those wanting to start a business or invest.

Cost of Living in Cyprus

While Cyprus has lower living costs compared to Turkey and Europe, some products may be expensive due to the exchange rate.

Rent

In Nicosia and Famagusta, 1+1 apartments range from 8,000-15,000 TL, while 3+1 apartments range from 18,000-30,000 TL. Rents are higher in coastal areas such as Kyrenia and Iskele.

Food

Local products are reasonably priced. However, imported products can be expensive. A meal in a mid-range restaurant costs around 400-700 TL, and a fast-food menu costs around 250-400 TL.

Transportation

Since public transportation is limited, most people use their own vehicles. The price of gasoline is around 30-35 TL/litre.

Utility Bills

Depending on electricity and water consumption, monthly expenses can range from 2,500 – 5,000 TL, and for internet and mobile services, it can be 500-1,000 TL.

Overall, the cost of living in Cyprus varies depending on lifestyle. It is possible to live more economically, but fluctuations in exchange rates may increase some expenses.

Currency in Northern Cyprus

The official currency in the Turkish Republic of Northern Cyprus (TRNC) is the Turkish Lira (₺). However, due to exchange rates, Euro (€), US Dollar ($), and British Pound (£) are also widely used.

• Housing sales are generally conducted in Pounds (£).

• In tourist areas, payments are accepted in Euro (€) and Dollar ($).

• In markets, restaurants, and daily expenses, the Turkish Lira is commonly used.

Fluctuations in exchange rates can significantly affect housing and vehicle prices. It is important to monitor exchange rate changes before making major expenditures.

Working Life and Job Opportunities in Cyprus

Cyprus offers broad job opportunities in tourism, education, construction, and service sectors. Particularly, universities, hotels, casinos, and the real estate sector are prominent areas for employment.

• The tourism sector frequently hires staff at hotels, restaurants, and casinos.

• The education sector creates opportunities for academic and administrative positions in private universities.

• The construction and real estate sector is constantly growing due to investment projects.

• The service sector (market, store, private security, beauty, and health) offers various job opportunities.

Those wishing to work in Cyprus require a work permit, which is usually obtained by the employer. Average salaries vary depending on the sector and experience.

📌 For detailed information about business establishment and investment opportunities in Cyprus, you can check our company establishment services in Cyprus.

Education and Family Life in Cyprus

Cyprus is a student-friendly region with private schools and universities that provide education at international standards. The education system in the TRNC proceeds in parallel with Turkey and there are many private education institutions in addition to public schools.

• Private schools offer education options in English, Turkish, and bilingual formats.

• Universities in Cyprus have programs recognized worldwide and accept students from many countries.

• There are international schools in regions such as Nicosia, Kyrenia, and Famagusta for families.

A safe environment, spacious living areas, and social facilities are among the factors that make Cyprus attractive for families with children.

Social Life and Entertainment in Cyprus

Cyprus offers a life that appeals to everyone with its vibrant social life and entertainment options carrying the energy of the Mediterranean. There are numerous options available for both those who want a peaceful island life and those who want to participate in a lively social life! Here are some activities where you can enjoy entertainment to the fullest in Cyprus:

🎶 Nightlife and Casinos – Cyprus is ideal for entertainment lovers with its luxurious hotels, lively nightclubs, and world-famous casinos! Especially in Kyrenia and Famagusta, a nightlife that lasts until the early hours of the morning awaits you.

🌊 Beach Enjoyment and Water Sports – With golden sandy beaches, clear waters, and sunshine, Cyprus’s coastline is a perfect choice for enjoying the sun. Activities such as diving, jet skiing, windsurfing, and yacht tours are also quite popular.

🍽 Delicious Restaurants and Cafes – Cypriot cuisine is a gastronomic paradise with halloumi cheese, peach kebabs, and seafood! There are great venues available for breakfast by the seaside or a romantic dinner.

🏛 Cultural and Historical Tours – Cyprus is a discovery spot for history lovers with its ancient ruins, castles, and museums. Bellapais Monastery, Salamis Ruins, and Kyrenia Castle are among the must-visit places.

🎭 Festivals and Events – Throughout the year, music festivals, theater performances, and local events are organized in Cyprus. Particularly, the Kyrenia Jazz Festival and Famagusta Culture Festival draw significant interest.

🌿 Nature Walks and Camping Areas – You can hike in the Beşparmak Mountains among Cyprus’s natural beauties, or camp surrounded by nature in Karpaz.

Transportation and Traffic in Cyprus

Transportation in Cyprus is based on the use of private vehicles and traffic flows on the left. Therefore, newcomers to Cyprus may need to adapt to this system.

• Using a private vehicle is the most common means of transportation. Buying or renting a vehicle provides a significant advantage for comfortable movement within the city. Daily car rental prices range from 1,000-1,500 TL.

• Public transportation options are limited. Dolmuş (shared taxis) and buses are used for urban transport, but schedules may be irregular.

• Taxi fares are high and typically require bargaining. Using a taxi may not be economical for short distances.

• Gasoline prices are around 30-35 TL/litre, providing a cost-effective transportation option for vehicle owners.

Housing Rentals in Cyprus

Housing rents in Cyprus change depending on the region, proximity to the sea, and features of the property. Prices are higher in central areas such as Kyrenia, Nicosia, and Famagusta.

• Nicosia: 1+1 apartments cost between 8,000-15,000 TL, 3+1 apartments range from 18,000-30,000 TL.

• Kyrenia: 1+1 apartments range from 10,000-20,000 TL, while 3+1 apartments are around 22,000-40,000 TL.

• Famagusta: 1+1 apartments can be rented for 7,000-14,000 TL, and 3+1 apartments for 16,000-28,000 TL.

• Iskele: Rental prices have increased due to luxurious projects; 1+1 apartments range from 9,000-18,000 TL, and 3+1 apartments range from 20,000-35,000 TL.

📌 When renting a house, annual upfront payments are typically required or installments may be arranged. The deposit and realtor commission are also additional costs.

For those looking for properties with sea views or within sites, Kyrenia and Iskele are among the best options, while more economical alternatives can be found in Nicosia and Famagusta. 🏡

Healthcare System and Insurance in Cyprus

Healthcare services in Cyprus are provided by state hospitals and private hospitals. State hospitals are free or low-cost, but private hospitals may provide faster and more comprehensive services.

• State hospitals offer affordable healthcare services to TRNC citizens and those with work permits.

• Private hospitals provide a wider range of treatment options and fees vary depending on the hospital. Those with private health insurance may benefit from these services at more affordable rates.

• Health insurance is mandatory, and employers are required to insure their employees. Private insurance packages can range from 5,000-15,000 TL annually.

📌 For those who wish to live in Cyprus, obtaining health insurance and receiving faster service in private hospitals is an important advantage. 🏥

Security and Legal System in Cyprus

With its low crime rate and safe living conditions, Cyprus offers a peaceful environment. The police organization operates effectively and public safety is at a high level. While theft and violent crimes are rare, it is important to be cautious, especially in tourist areas. Although the legal system is similar to Turkey's, the TRNC has its own unique laws. There are regulations that facilitate foreigners in matters of taxation, property acquisition, and work permits. However, obtaining legal advice may make the process safer in official transactions and investments. 📌 For a long and problem-free life in Cyprus, legal rules should be followed and official procedures should be conducted carefully. ⚖️

What is Cyprus like?

Cyprus is one of the islands of the Mediterranean that offers a peaceful and secure life. With its mild climate, beautiful beaches, and low crime rate, it is an ideal place for those seeking a comfortable life.

What is the temperature in Cyprus in winter?

In Cyprus, winter temperatures range between 10-15°C. Thanks to its mild weather, outdoor activities can be enjoyed throughout the year.

What language is spoken in Cyprus?

The official language in the Turkish Republic of Northern Cyprus is Turkish, but English is also commonly spoken in tourist areas.